Terms of Service
Last updated: June 24, 2026
⚠️ This is a starting template, not legal advice. Please have a lawyer review it (and set your governing-law jurisdiction and refund policy) before public launch.
By creating an account or using My 12 Journeys (the "Service"), you agree to these Terms.
The Service
My 12 Journeys offers guided personal-growth journeys created by Nicholas Townsend Smith. Journey 1 is free; the remaining journeys require an active subscription.
Wellbeing notice — please read
The Service is for education and personal growth. It is not therapy, counseling, or medical or mental-health advice, and it is not a substitute for care from a qualified professional. Any coach or therapist you connect with is responsible for their own services. If you are in crisis or may be a danger to yourself or others, contact your local emergency services or a crisis line immediately (in the US, call or text 988).
Your account
Keep your login secure and provide accurate information. You're responsible for activity under your account.
Subscriptions & billing
Paid journeys are sold as a recurring monthly subscription billed through Stripe. It renews automatically until canceled. You can cancel anytime from your account; cancellation stops future billing and access continues through the current period. Prices may change with notice.
Acceptable use
Don't misuse the Service, attempt to breach security, or access others' data. Don't share or resell the content.
Intellectual property
All journey content — stories, songs, frameworks, and materials — belongs to Nicholas Townsend Smith / My 12 Journeys. You receive a personal, non-transferable license to use it for your own growth. Your reflections remain yours.
Disclaimers & liability
The Service is provided "as is" without warranties. To the maximum extent permitted by law, we are not liable for indirect or consequential damages, and our total liability is limited to the amount you paid in the prior 12 months.
Termination
You may delete your account anytime in settings. We may suspend accounts that violate these Terms.
Governing law & contact
These Terms are governed by the laws of [your state/country — to be set]. Questions? Email support@twelvejourneyscoach.com.